how do insurance companies know if you use tobacco Why occasional and social smokers may not escape higher premiums Chew? How To Get Approved

Chew? How To Get Approved Cheap Non Smoker Life Insurance How Do Insurance Companies Know If Youre a Smoker?, They dont just rely on what you say. They can check medical tests, records, past applications, and even investigate during a claim., Important: If The lawsuit says employees who smoke were given a "tobacco surcharge" on health insurance. Insurance Fact #11: Vaping is considered tobacco use by many health insurance carriers. That means it may increase your monthly premiumjust like smoking. Always answer tobacco questions honestly when applying for coverage. #

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